Grow your superannuation

There are many ways to build your superannuation and positively change your retirement lifestyle.

If you are employed or were employed, you should make the most out of your employer’s contributions by:

• Checking if your employer’s super guarantee contributions have been paid into your fund
• Let ATO know if you have unpaid superannuation from your employer

• Track your Supers and locate Supers that are lost or held by ATO

To grow your super actively, take steps to investigate:

• Salary Sacrifice agreements with an employer
• Make a personal contribution
• Determine if you are eligible for government contributions
• Transfer from overseas super accounts.

Your spouse may also be able to contribute to your super.

Limits or caps apply to the amount that can be contributed to the Super every fiscal year. If you exceed these limits, you may have to pay additional taxes.